How to Handle Hail and Wind Damage: From Repairs to Insurance

Experiencing hail damage can be incredibly stressful, and figuring out where to start with repairs can be overwhelming. At Epic Roofing & Exteriors, we've been in the industry for many years, helping homeowners all throughout Calgary, and surrounding areas navigate the insurance process to ensure their repairs are done right. As a preferred contractor for most insurance companies in Alberta, we've assisted thousands of homeowners in turning stressful situations into manageable processes.

Preparing for Storm Season: We've Got Your Back

As storm season approaches, it’s essential to be prepared for whatever Mother Nature throws our way. Severe weather can cause significant damage to your home, and knowing what steps to take can make all the difference. At Epic Roofing & Exteriors, we’re here to guide you through every step of the process.

1. What to Do Immediately After Wind or Hail Damage

If your home has been damaged by wind or hail, the first step is to contact your insurance company. Your insurance adjuster will guide you through the process of starting a claim, detailing the steps involved and specific policy details. Typically, insurance companies will then send a field adjuster or a preferred vendor like Epic Roofing to assess the damage. It’s crucial to have a qualified inspector evaluate and document all visible and hidden damage.

2. Contacting Your Insurer and Handling Emergency Repairs

Once your claim is opened, you'll receive a claim number and instructions on when and how the damage will be assessed. If emergency repairs are needed, your insurer can help arrange these services, or you can contact us directly. We will send out a technician to ensure your home is safe. Reporting damages quickly is essential to prevent further issues, such as leaks from blown-off shingles or damaged skylights.

3. Avoiding Common Pitfalls

After a storm, you may have many contractors offering their services. It's important to be cautious of potentially unverified promises. By contacting your insurance company first and using a preferred vendor, you can avoid many unnecessary hassles. Epic Roofing goes through rigorous processes to become a preferred contractor for all major insurance companies.

4. Choosing the Right Contractor

Your insurer will likely provide a list of 'Preferred Contractors,' and Epic is often on it. These contractors meet strict quality standards and industry regulations. Opting for Epic Roofing means faster repairs by certified professionals who have the necessary qualifications, including WCB and liability coverage. Additionally, we have the resources to complete your work to your satisfaction.

5. The Adjuster Evaluation & Assessment Process

Your insurance adjuster will either personally inspect the damage and provide a repair estimate or work off our report and estimate. While many processes are now done online, in-person inspections remain the best way to ensure nothing is overlooked. Having an experienced company like Epic review your estimate ensures all damages are properly covered. We’re trusted by more insurance companies than any competitor and can help you understand your estimate, discussing any missed repairs with you and your adjuster. This thorough approach ensures your property is fully restored.

6. Confirming Costs & Starting Repairs

Ensure that the cost estimates cover everything required to repair and restore your home. You can also choose to upgrade materials. Once the estimate is approved, we can begin our quality-crafted repairs and restoration work.

7. Scheduling the Repairs

After receiving signed authorization, we'll schedule the work. You can rest assured that your repairs will be completed with care and craftsmanship. You'll only need to pay any applicable deductible or insurance-required depreciation once you're satisfied with the completed job.

We hope this guide helps you navigate the hail damage repair process. We look forward to assisting you with your repairs. When you call your insurance adjuster, be sure to ask for Epic Roofing and Exteriors. Feel free to reach out for more information or to schedule a consultation. At Epic Roofing & Exteriors, we’re here to help you weather the storm and come out stronger on the other side.

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